How To Get Sellers To Pay Your Closing Costs


You already know that buying a home can be an expensive process. On top of spending the money to purchase your home there are closing costs and inspection fees that can add up. You don’t want the prospect of paying those additional fees to deter you from buying the home of your dreams. Here are four ways to get sellers to pay your closing costs.


Pay the Full Asking Price or Close to It

Buyers need to understand that it isn’t an obligation of the seller to pay for the closing costs, it is just a nice gesture on their part. Get on the seller’s good side by offering to pay their asking price, or close to it, if they pay the closing costs. If you are in an acceptable range of what they’re looking for, they will be more than happy to take your offer.


Do Your Research

Do your research to find out if sellers have paid the closings costs for other homes in your area. What is common in Florida may not be common in Ohio, and you don’t want to insult the seller by demanding that your closing costs be covered. Ask a realtor if this is a common practice and if it is, go for it!


Avoid Excessive Demands

If you’re going to ask the seller to cover the closing costs, be willing to accept the home as-is. Sellers don’t want to spend excessive amounts of money updating their home before it sells. However, you might want to ask the seller to pay the cost of anything that didn’t pass the home inspection. Just be aware of what you’re requesting because excessive demands can potentially scare them away.


Meet the Seller Halfway

If they seller absolutely refuses to pay the closing costs, see if they’ll meet you halfway. Paying half of the closing cost is a lot more appealing and wallet-friendly for both parties. In the end, both the buyer and seller will come out happy.


If you absolutely can’t get the seller to budge, ask your lender if they can include the closing costs in your loan. Being knowledgeable about your options will ultimately help you in the long run. Negotiate and do your research to get the best deal possible so that closing costs are not a factor in purchasing your dream home.


For more information on how to get sellers to pay your closing costs, visit here.

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Susan Rupert Group

Realtor, ABR, CRS, SRES, MCNE, e-PRO
Kissinger Bigatel & Brower

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State College, PA 16801
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